For persons traveling to USA, temporarily staying in USA or traveling outside home country including USA.
If you are looking for a low cost coverage plan, look at Visitors Care. In Visitors Care, you have to pay the deductible only once per entire policy period. Other plan available in fixed category are Immigrant Secure and Inbound USA. They are similar to Visitors Care and you have to pay the deductible once per every sickness.

Patriot America must be purchased for a minimum of 3 months initially in order to be able to renew in future. It paricipates in First Health PPO network which is the most widely recognized PPO network.

Atlas America is the lowest cost comprehensive coverage plan and participates in First Health/PHCS PPO network. Visit USA Healthcare meets all the requirements of J1 visa as it provides the benefits per sickness. If you are 70+ and would like $150,000 comprehensive coverage, look at World Med.

Only Diplomat America provides $50,000 of comprehensive coverage for age 80+. If you are looking for 3 months or more coverage and want the flexibility of renewing the policy, look at Diplomat Long Term, which is also known as Diplomat LT.

If you are U.S. citizen, permanently residing outside the United States, and temporarily visiting United States, Liaison International is the only plan you would be eligible for.

If you are visiting USA and planning to engage in extreme sports, certainly consider purchasing Patriot Adventure America.

If you are a new immigrant to the USA and can not find domestic health insurance or are not eligible for Medicare, you should purchase Inbound Immigrant.

Overseas Travel Medical is another monthly renewable visitors insurance.

For persons traveling outside USA
Atlas International is a low cost insurance plan for anyone traveling outside the home country and outside the U.S. and it is a very popular insurance plan for Schengen visa purposes. Patriot International is a similar plan and is renewable if you purchase for minimum 3 months. If you are looking for $25,000 or $100,000 policy maximum, InterMedical provides good daily rates. World Med provides $500,000 or $1,000,000 coverage ($100,000 for age 70+ and $15,000 for age 80+) and is from The Insurance Company of State of Pennsylvania that is rated A "Excellent" by A.M. Best.

TravelGap Single Trip from HTH (Unicare or HM Life Insurance Company ) has 2 versions: TravelGap Excursion and TravelGap Voyager.

Diplomat International has quite competitive daily rates as well. Diplomat LT is suitable for long term travelers who would like to purchase for a minimum of 3 months. Liaison International is an excellent plan for anyone traveling outside home country and offers competitive rates for outside the US.
If you are going to engage in hazardous sports activities, consider buying Patriot Adventure International.

Overseas Travel Medical is also a good insurance plan that allows you to renew monthly.

For international students studying outside their home country
Global Student USA provides 80% coverage up to $10,000 and 100% after that up to the policy maximum. Study USA Healthcare is the most popular international student health insurance that is low cost and provides excellent coverage and meets the requirements of most universities. Global Student USA Preferred provides 100% coverage up to $5,000 and 80% after that up to the policy maximum. Student Secure Select plans provides 100% coverage within the PPO network.

For U.S. citizens and U.S. residents
Assurant STM is a popular temporary health insurance plan for persons between jobs, and for many other persons with temporary needs. HPA Secure STM is an excellent short term medical insurance plan from HPA that provides the options of lump sum payment or monthly payment.

Long term international major medical plans for non U.S. residents
HTH Global Citizen is the ideal plan for both U.S. citizens who live anywhere in the world and for non-US citizens who stay in approved states within the U.S. and does not have any limitations of less than 6 months stay within the year in USA, unlike most other plans.

Citizen Secure provides worldwide coverage and has $5,000,000 lifetime policy maximum. Citizen Secure Economy provides scheduled benefits and is considerably cheaper than comprehensive insurance.

Global Medical Insurance provides comprehensive coverage and it has optional maternity rider that covers maternity after 10 months after the effective date.

Reside Prime and Reside Worldwide are excellent plans from Seven Corners and the persons must stay outside the US more than 6 months in a given year.

Accidental Death & Dismemberment (AD&D)
High Limit Accident plan from PIU provides you with accidental death &. dismemberment.

Term life insurance for non U.S. residents
IC+ Term Life is an excellent term life insurance for persons staying outside the U.S. and provides life insurance from 1 year to 10 years of term and from $50,000 to $2,000,000 death benefit. Persons that are citizens or residents of certain countries may not be eligible to apply.

Trip cancellation and travel insurance
CSA Freestyle Luxe is a high end product from CSA Travel. Trip Protector can be purchased by Canadian residents as well U.S. residents. IMG Patriot Trip and IMG Patriot Trip Elite are trip cancellation plans from IMG. Seven Corners RoundTrip provides coverage to the U.S. residents only. Patriot Student Trip is a very low cost trip cancellation insurance plan designed specifically for students.

Emergency medical evacuation for international travelers
Liaison Traveler is the most popular emergency medical evacuation insurance that covers the evacuation even if the need arises because of pre-existing conditions. Diplomat MedEvac is another evacuation insurance plan from The Insurance Company of State of Pennsylvania. Sky Rescue is the most recently added emergency evacuation insurance from International Medical Group (IMG).

For persons traveling frequently outside their home country for short durations
If you are traveling outside your home country for short duration throughout the year and have health insurance in your home country, Patriot Executive or Atlas Professional are excellent annual multi trip medical insurance plans. If you would just like the annual multi trip flight accident insurance, consider buying TravelGap Multi-Trip from HTH.

Group insurance for persons outside their home country
If you have a group of 5 or more persons traveling outside the home country for a short duration, consider purchasing either Atlas Group or Patriot Group.

Group Secure and Geo Group are intended for multi-national companies whose many employees are located outside the US and would like to insure them on a long term and ongoing basis.

Patriot Student Trip Group is actually a trip cancellation insurance designed specifically for students.

Exchange Program Group is meant for the group of 3 or more persons who are outside their home country on a cultural exchange visitor programs. It provides many different coverage options and geographical options as well.

Outreach Group is a short term travel medical insurance for group of missionaries.

For persons involved in missionary work outside their home country
If you are an non-U.S. citizen and traveling outside your home country, purchase Outreach America. If you are a U.S. citizen and traveling outside the United States, purchase Outreach International.

Global Mission Medical is a major medical insurance and for missionaries. It is long term major medical plan for individuals and their families who are staying outside the U.S. for a long period and are on missionary work.

MP+ International is a very good missionary group health insurance.

Dental plans for U.S. residents and visitors
CAREINGTON Dental is a dental discount plan and is very popular among visitors who are visiting USA for a short duration.

Prescription drugs discount card
Rx-Pay Card is a stand alone prescription drug discount card and is very low cost and at the same time very useful to have.

We offer disability insurance for wide variety of scenarios.